Under the Affordable Care Act, beginning in 2014, many California individuals and families will be eligible to receive subsidized health insurance coverage through Covered California (the state’s Health Benefit Exchange) if they are not eligible for Medicare or Medi-Cal and are not offered affordable coverage through their employer.

  1. Enter household size and income for all individuals included on your tax return (yourself and spouse and dependents, if applicable).
  2. Enter age information only for those household members who need coverage.
  3. This interactive calculator estimates how much eligible individuals and families will spend on premiums for a Covered California health plan under the law. The calculator also indicates income-eligibility for Medi-Cal.

An estimated tax credit from the government included in the result of the calculation is the amount a family or individual will save on monthly premiums if they are eligible for a subsidy. Premiums are shown for a “silver plan,” but individuals can choose to purchase a more generous or less generous plan. Silver plans offer a more generous level of benefits than most plans in the current individual market.

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